JAKARTA [IFN] Bank Indonesia (BI) is still reviewing the request delay deadlines application of technology ATM / Debit card using micro chip Indonesian National Standard of Chip Card Specification (NSICCS).
"Still discussed.'ll Wait two weeks yes," said Executive Director of the Department of Supervision Policy Payment System of Bank Indonesia, Eny V. Panggabean, Tuesday, March 24th.
Record, Bank Indonesia requires banks to migrate to chip cards magnetic cards as of January 1 2016. The rules contained in Bank Indonesia Regulation (PBI) No. 16/01/2014 on the protection of consumer payment services.
However, the Association of Indonesian Payment System (ASPI) and banks still ask for reimbursement of all ATM / Debit card extended 5 years until the end of 2020. On the same occasion, the Chairman of ASPI, Darmadi Sutanto said, to print about 100 million chip cards takes over 5 years .
"Changing and print the card alone, takes over 5 years. It is the capacity in Indonesia to 100 million cards need 5 years. That does not include the new print, replace the damaged and so on," said a senior official.
That is one of the obstacles in order to apply the rules that require banks to BI migration card with magnetic stripe technology to micro chip on January 1, 2016. The rules contained in Bank Indonesia Regulation (PBI) No. 16/01/2014 on the protection of consumer payment services. Based on data from the central bank of Indonesia, the number of ATM / Debit card until January has reached 107, 21 million.
"So that's it in terms of difficulty, especially BRI which has 45 million cards. The obstacles are not only print but also distributed to the hands of customers," he said.
A senior official said, ASPI has proposed the implementation of BI to NSICCS National Standard of Indonesia Chip Card Specification (NSICCS) remains began in 2015. However, replacement of all debit card into the chip NSICCS that extended up to 5 years up to the end of 2020.
In addition to asking for delayed, ASPI also asked for five years it can read magnetic cards and chips. Therefore, ATMs and EDC should be designed to be able to read both of these technologies, so that implementation can be feasible to implement.
According to a senior official, replacement of magnetic stripe ATM cards to new micro chip also can be applied to an ATM and can not be applied to the EDC. Because the manager of the EDC is not ready.
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