Welcome, new era of bank services without office

JAKARTA. Welcome, service bank without an office! After Bank Indonesia (BI) success with the initiation of digital financial services, office services without financial literacy in order or Practice Clever made by the Financial Services Authority (FSA) also shine.

Ease of transactions without having to come to the office of the bank, a vast range and large market caught the interest of the bank. Currently, there are 17 banks that apply for the open service banking brancless's intimates called this to the FSA.

Even the four major banks, Bank Mandiri, Bank Rakyat Indonesia (BRI), Bank Central Asia (BCA), and the National Savings Bank (the Bank) had issued a permit and have started service bank without this office.

FSA also immediately issued a permit three more banks, Bank Negara Indonesia (BNI), the State Savings Bank (BTN) and Bank Danamon. "The permits came out this year," said Nelson Tampubolon, Member of the Board of Commissioners FSA, yesterday.

The program is believed to be flooded enthusiasts. Large market, low fare with a wide range of the reason. Bank holding enough agents, as an extension of their service transaction in the bank.

Moreover, the FSA also not restrict banks join the program this Clever Conduct. Although many banks participate, Nelson certain no customer scramble competition. Because, there are many people who have not touched the bank's services.

Count Rohan Hafas, Corporate Secretary of the Bank, a community bank service is not accessible to nearly 100 million people. Thus, Mandiri will menggeber by recruiting agents brancless banking. The target, this year, the bank could recruit 9,000 agents with a target of 500,000 new customers.

Budi Satria, BRI Corporate Secretary said, the program is beneficial because the bank can penetrate the area with mini costs. BRI with BriLinknya will encompass 50,000 agents this year. Currently, there are 24 713 agents BRILink with Rp 7.8 trillion transactions. With a target of 50,000 agents, the bank expects the transaction to Rp 22.4 trillion.

Bankers also believe this program will be a success. Therefore, the only difference with Tabunganku serving savings, broad branchless banking services, from savings of up to micro credit, insurance purchase to payment.